Terms and Conditions


This is the website of WFS Loans (Pty) Ltd, operated as WFS Loans. The terms “we”, “us”, and “our” refer to WFS Loans. The use of our website is subject to the following terms and conditions of use. The terms are to be read together with any terms, conditions or disclaimer provided in the pages of our website. These terms apply to all users of this website, including without limitations, users who are browsers, customers or merchants.


By accessing the Website, you are deemed to have read, understood and agree to be bound by and comply with the terms and our Privacy Policy. WFS Loans may at any time make changes to these terms, such modifications will replace any previous terms. Each time you access the website, you agree to be bound by the terms, as they have changed. You agree to use our website for legitimate purposes and not for any illegal or unauthorized purpose. You further warrant you will not use the website, the products and/or services or any information made available or sent to you by us pursuant to your use of the website for any purpose that is unlawful or prohibited under South African law. By agreeing to the terms, you represent and warrant that you are older than 18 years and are legally capable of entering into a binding contract. We reserve the right to refuse service to anyone, at any time, for any reason. If you do not accept the terms, please do not continue to use this website.


This website may sometimes include links to other websites, this is for your convenience. The information provided on third party sites are out of our control and no representation is made as to their content.

WFS Loans, and the services available through the Website, may contain links to other Third Party websites, including (without limitation) social media platforms, payment gateways ("Third Party Websites"). If you select a link to any Third Party Website, you may be subject to such Third Party Website's terms and conditions and/or other policies, which are not under the control, nor responsibility, of WFS Loans.

Hyperlinks to Third Party Websites are provided "as is", and WFS Loans does not necessarily agree with, edit or sponsor the content on Third Party Websites. WFS Loans does not monitor or review the content of any Third Party Website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and we should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of other websites, either. Nobody may establish a hyperlink, frame, meta tag or similar reference, whether electronically or otherwise to this website before receiving prior written approval from WFS Loans.

Users should evaluate the security and trustworthiness of any Third Party Website before disclosing any personal information to them. WFS Loans does not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.


You assume all responsibility and risk with respect to your use of our website, which is provided “as is” without warranties, representations or conditions of any kind, either express or implied, with regard to information accessed from our website, including without limitation, all content, materials, functions, and services provided on our website, all of which are provided without warranty of any kind, including but not limited to warranties concerning the availability, accuracy or usefulness of content or information, uninterrupted access, and any warranties of title, non-infringement, merchant-ability or fitness for a particular purpose. We do not warrant that our website or content and material of the services made available thereby will be timely, secure, uninterrupted or error-free, that defects will be corrected, or that our website or the servers that make our website available are free of viruses or other harmful components. Information transmitted via the internet is susceptible to monitoring and interception. You will bear all risks of transmitting information in this matter. We will not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us.

WFS Loans and its affiliates, shareholders, its respective directors, consultants or employees shall not be responsible and disclaims all loss, liability or expenses of any nature whatsoever which may be attributable directly, indirectly or consequentially to the use of the information provided and relation to your use of this website or the online services or the information contained on this website or your inability to use this website or the online services. This includes, without limitation, any direct, indirect, special, incidental, consequential or punitive damages, whether arising out of contract, statute, and delict or otherwise and regardless of whether we were expressly advised of the possibility of such loss or damage.